Mastercard Incorporated MA
Financial Services · Credit Services · United States · S&P 500
Based on the available data, Mastercard Incorporated gets an algorithmic score of 74/100. It trades at 563.58 $, with a bullish technical trend (RSI 45.4) and 22.3% annual volatility.
Updated: 2026-09-30
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Strengths
- High ROE (241.2%): generates strong profit on equity.
- High net margin (46.3%): pricing power / competitive advantage.
- Sustained revenue growth (13.8% compound annual).
- Low beta (0.66): defensive profile.
- Meaningful dividend (62.00%).
Weaknesses
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Fundamentals
| P/E | 30.97 |
| Forward P/E | 24.48 |
| PEG | 1.46 |
| P/B | 88.11 |
| EV/EBITDA | 22.82 |
| P/S | 14.07 |
| ROE % | 241.20 |
| ROA % | 24.06 |
| Gross margin % | 100.00 |
| Operating margin % | 61.11 |
| Net margin % | 46.34 |
| Revenue growth % (y/y) | 14.10 |
| Earnings growth % (y/y) | 22.10 |
| Revenue CAGR % | 13.82 |
| Earnings CAGR % | 14.66 |
| Debt/Equity % | 439.58 |
| Current ratio | 1.06 |
| FCF yield % | 3.33 |
| Dividend yield % | 62.00 |
| Payout % | 17.93 |
Returns
| 1 month | -5.3 % |
| 3 months | +9.9 % |
| 6 months | +14.5 % |
| YTD | +0.6 % |
| 1 year | +0.3 % |
| 3 years | +42.6 % |
| 5 years | +72.1 % |
Risk
| 1-year volatility | 22.3 % |
| Beta | 0.66 |
| 5-year max drawdown | -28.2 % |
| Sharpe 1A | -0.05 |
Macroeconomic context
Benefits from high rates and a positive curve (net interest margin). Sensitive to credit quality and the cycle: loan-loss provisions rise in recessions. As a US company, its valuation depends on the Fed, 10-year Treasury yields and the US earnings cycle.
How the score is calculated
The score combines profitability (ROE, ROA, net margin), growth (revenue and earnings), valuation (P/E, EV/EBITDA, free cash flow), financial strength (debt and liquidity; not applied to banks and insurers) and momentum (6 and 12-month returns and trend). It is an educational quantitative filter, not a buy or sell recommendation.