Capital One Financial Corporation COF
Financial Services · Credit Services · United States · S&P 500
Based on the available data, Capital One Financial Corporation gets an algorithmic score of 72/100. It trades at 196.46 $, with a sideways/transition technical trend (RSI 35.2) and 32.2% annual volatility.
Updated: 2026-09-30
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Strengths
- High net margin (21.9%): pricing power / competitive advantage.
- Sustained revenue growth (16.0% compound annual).
- Attractive free-cash-flow yield (21.7%).
- Low valuation (P/E 8.2).
Weaknesses
- —
Fundamentals
| P/E | 11.06 |
| Forward P/E | 8.15 |
| PEG | 0.18 |
| P/B | 1.17 |
| P/S | 2.51 |
| ROE % | 9.03 |
| ROA % | 1.52 |
| Gross margin % | 0.00 |
| Operating margin % | 33.63 |
| Net margin % | 21.87 |
| Revenue growth % (y/y) | 1,111.00 |
| Revenue CAGR % | 15.98 |
| Earnings CAGR % | -30.67 |
| FCF yield % | 21.69 |
| Dividend yield % | 1.63 |
| Payout % | 16.53 |
Returns
| 1 month | -8.9 % |
| 3 months | -1.7 % |
| 6 months | +11.2 % |
| YTD | -19.8 % |
| 1 year | -10.9 % |
| 3 years | +109.4 % |
| 5 years | +37.1 % |
Risk
| 1-year volatility | 32.2 % |
| Beta | 1.37 |
| 5-year max drawdown | -49.1 % |
| Sharpe 1A | -0.32 |
Macroeconomic context
Benefits from high rates and a positive curve (net interest margin). Sensitive to credit quality and the cycle: loan-loss provisions rise in recessions. As a US company, its valuation depends on the Fed, 10-year Treasury yields and the US earnings cycle.
How the score is calculated
The score combines profitability (ROE, ROA, net margin), growth (revenue and earnings), valuation (P/E, EV/EBITDA, free cash flow), financial strength (debt and liquidity; not applied to banks and insurers) and momentum (6 and 12-month returns and trend). It is an educational quantitative filter, not a buy or sell recommendation.