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Block, Inc. XYZ

Technology · Software - Infrastructure · United States · S&P 500

57
Profitability
9
Growth
44
Valuation
55
Financial strength
97
Momentum
78

Based on the available data, Block, Inc. gets an algorithmic score of 57/100. It trades at 74.05 $, with a bullish technical trend (RSI 38.7) and 47.1% annual volatility.

Updated: 2026-09-30

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Strengths

  • Sustained revenue growth (11.3% compound annual).
  • Low-debt balance sheet.
  • Attractive free-cash-flow yield (5.5%).

Weaknesses

  • Low ROE (1.6%).
  • Thin net margin (1.4%): vulnerable to costs.
  • High beta (1.85): amplifies index moves.

Fundamentals

P/E132.23
Forward P/E14.28
PEG0.57
P/B2.02
EV/EBITDA29.00
P/S1.78
ROE %1.61
ROA %2.01
Gross margin %46.57
Operating margin %7.00
Net margin %1.43
Revenue growth % (y/y)9.30
Earnings growth % (y/y)-83.30
Revenue CAGR %11.33
Debt/Equity %32.58
Current ratio2.21
FCF yield %5.45
Dividend yield %0.00
Payout %0.00

Returns

1 month-11.4 %
3 months-2.6 %
6 months+29.8 %
YTD+13.7 %
1 year+0.5 %
3 years+65.6 %
5 years-70.5 %

Risk

1-year volatility47.1 %
Beta1.85
5-year max drawdown-85.3 %
Sharpe 1A0.16

Macroeconomic context

Highly sensitive to interest rates (valued on future cash flows): rate cuts and falling bond yields help it. It depends on the corporate investment cycle (AI/cloud capex), the semiconductor supply chain (Taiwan/China) and the dollar (foreign revenue). As a US company, its valuation depends on the Fed, 10-year Treasury yields and the US earnings cycle.

How the score is calculated

The score combines profitability (ROE, ROA, net margin), growth (revenue and earnings), valuation (P/E, EV/EBITDA, free cash flow), financial strength (debt and liquidity; not applied to banks and insurers) and momentum (6 and 12-month returns and trend). It is an educational quantitative filter, not a buy or sell recommendation.

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