Visa Inc. V
Financial Services · Credit Services · United States · S&P 500
Based on the available data, Visa Inc. gets an algorithmic score of 72/100. It trades at 365.88 $, with a bullish technical trend (RSI 46.2) and 22.0% annual volatility.
Updated: 2026-09-30
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Strengths
- High ROE (61.2%): generates strong profit on equity.
- High net margin (50.8%): pricing power / competitive advantage.
- Sustained revenue growth (10.9% compound annual).
- Low beta (0.64): defensive profile.
- Meaningful dividend (73.00%).
Weaknesses
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Fundamentals
| P/E | 31.25 |
| Forward P/E | 24.39 |
| PEG | 1.64 |
| P/B | 19.39 |
| EV/EBITDA | 21.97 |
| P/S | 15.44 |
| ROE % | 61.19 |
| ROA % | 19.11 |
| Gross margin % | 97.72 |
| Operating margin % | 66.13 |
| Net margin % | 50.78 |
| Revenue growth % (y/y) | 14.40 |
| Earnings growth % (y/y) | 10.20 |
| Revenue CAGR % | 10.92 |
| Earnings CAGR % | 10.28 |
| Debt/Equity % | 67.82 |
| Current ratio | 0.98 |
| FCF yield % | 3.14 |
| Dividend yield % | 73.00 |
| Payout % | 22.13 |
Returns
| 1 month | -4.1 % |
| 3 months | +6.8 % |
| 6 months | +22.6 % |
| YTD | +6.2 % |
| 1 year | +9.3 % |
| 3 years | +59.2 % |
| 5 years | +72.6 % |
Risk
| 1-year volatility | 22.0 % |
| Beta | 0.64 |
| 5-year max drawdown | -24.1 % |
| Sharpe 1A | 0.33 |
Macroeconomic context
Benefits from high rates and a positive curve (net interest margin). Sensitive to credit quality and the cycle: loan-loss provisions rise in recessions. As a US company, its valuation depends on the Fed, 10-year Treasury yields and the US earnings cycle.
How the score is calculated
The score combines profitability (ROE, ROA, net margin), growth (revenue and earnings), valuation (P/E, EV/EBITDA, free cash flow), financial strength (debt and liquidity; not applied to banks and insurers) and momentum (6 and 12-month returns and trend). It is an educational quantitative filter, not a buy or sell recommendation.