The Travelers Companies, Inc. TRV
Financial Services · Insurance - Property & Casualty · United States · S&P 500
Based on the available data, The Travelers Companies, Inc. gets an algorithmic score of 80/100. It trades at 363.21 $, with a bullish technical trend (RSI 44.1) and 20.9% annual volatility.
Updated: 2026-09-30
Open in the interactive tool →
Strengths
- High ROE (26.5%): generates strong profit on equity.
- Attractive free-cash-flow yield (14.0%).
- Low valuation (P/E 12.0).
- Low beta (0.33): defensive profile.
Weaknesses
- —
Fundamentals
| P/E | 9.76 |
| Forward P/E | 12.00 |
| PEG | 2.36 |
| P/B | 2.29 |
| EV/EBITDA | 6.95 |
| P/S | 1.55 |
| ROE % | 26.51 |
| ROA % | 4.78 |
| Gross margin % | 34.73 |
| Operating margin % | 23.70 |
| Net margin % | 16.95 |
| Revenue growth % (y/y) | 0.30 |
| Earnings growth % (y/y) | 57.10 |
| Revenue CAGR % | 9.79 |
| Earnings CAGR % | 30.31 |
| Debt/Equity % | 27.38 |
| Current ratio | 0.32 |
| FCF yield % | 14.00 |
| Dividend yield % | 1.38 |
| Payout % | 12.23 |
Returns
| 1 month | -1.5 % |
| 3 months | +10.4 % |
| 6 months | +25.4 % |
| YTD | +28.8 % |
| 1 year | +32.8 % |
| 3 years | +127.7 % |
| 5 years | +161.1 % |
Risk
| 1-year volatility | 20.9 % |
| Beta | 0.33 |
| 5-year max drawdown | -18.9 % |
| Sharpe 1A | 1.27 |
Macroeconomic context
Benefits from high rates and a positive curve (net interest margin). Sensitive to credit quality and the cycle: loan-loss provisions rise in recessions. As a US company, its valuation depends on the Fed, 10-year Treasury yields and the US earnings cycle.
How the score is calculated
The score combines profitability (ROE, ROA, net margin), growth (revenue and earnings), valuation (P/E, EV/EBITDA, free cash flow), financial strength (debt and liquidity; not applied to banks and insurers) and momentum (6 and 12-month returns and trend). It is an educational quantitative filter, not a buy or sell recommendation.