The Charles Schwab Corporation SCHW
Financial Services · Capital Markets · United States · S&P 500
Based on the available data, The Charles Schwab Corporation gets an algorithmic score of 72/100. It trades at 99.10 $, with a bullish technical trend (RSI 33.2) and 25.2% annual volatility.
Updated: 2026-09-30
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Strengths
- High ROE (20.3%): generates strong profit on equity.
- High net margin (38.8%): pricing power / competitive advantage.
- Attractive free-cash-flow yield (5.1%).
Weaknesses
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Fundamentals
| P/E | 18.05 |
| Forward P/E | 12.66 |
| PEG | 0.84 |
| P/B | 3.90 |
| P/S | 6.59 |
| ROE % | 20.27 |
| ROA % | 2.07 |
| Gross margin % | 97.50 |
| Operating margin % | 52.28 |
| Net margin % | 38.79 |
| Revenue growth % (y/y) | 20.90 |
| Earnings growth % (y/y) | 42.60 |
| Revenue CAGR % | 4.83 |
| Earnings CAGR % | 7.21 |
| Debt/Equity % | 151.11 |
| Current ratio | 0.66 |
| FCF yield % | 5.11 |
| Dividend yield % | 1.29 |
| Payout % | 21.49 |
Returns
| 1 month | -10.0 % |
| 3 months | +7.7 % |
| 6 months | +7.2 % |
| YTD | -1.5 % |
| 1 year | +5.1 % |
| 3 years | +87.3 % |
| 5 years | +54.8 % |
Risk
| 1-year volatility | 25.2 % |
| Beta | 0.77 |
| 5-year max drawdown | -49.7 % |
| Sharpe 1A | 0.17 |
Macroeconomic context
Benefits from high rates and a positive curve (net interest margin). Sensitive to credit quality and the cycle: loan-loss provisions rise in recessions. As a US company, its valuation depends on the Fed, 10-year Treasury yields and the US earnings cycle.
How the score is calculated
The score combines profitability (ROE, ROA, net margin), growth (revenue and earnings), valuation (P/E, EV/EBITDA, free cash flow), financial strength (debt and liquidity; not applied to banks and insurers) and momentum (6 and 12-month returns and trend). It is an educational quantitative filter, not a buy or sell recommendation.