Regions Financial Corporation RF
Financial Services · Banks - Regional · United States · S&P 500
Based on the available data, Regions Financial Corporation gets an algorithmic score of 58/100. It trades at 26.89 $, with a sideways/transition technical trend (RSI 24.6) and 24.4% annual volatility.
Updated: 2026-09-30
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Strengths
- High net margin (30.8%): pricing power / competitive advantage.
- Attractive free-cash-flow yield (9.4%).
- Low valuation (P/E 9.5).
- Meaningful dividend (4.07%).
Weaknesses
- —
Fundamentals
| P/E | 10.93 |
| Forward P/E | 9.45 |
| PEG | 1.45 |
| P/B | 1.31 |
| P/S | 3.17 |
| ROE % | 11.87 |
| ROA % | 1.39 |
| Gross margin % | 0.00 |
| Operating margin % | 39.31 |
| Net margin % | 30.84 |
| Revenue growth % (y/y) | 3.40 |
| Earnings growth % (y/y) | 8.50 |
| Revenue CAGR % | 1.65 |
| Earnings CAGR % | -1.34 |
| FCF yield % | 9.39 |
| Dividend yield % | 4.07 |
| Payout % | 43.09 |
Returns
| 1 month | -10.4 % |
| 3 months | -10.1 % |
| 6 months | +8.7 % |
| YTD | +0.5 % |
| 1 year | +5.1 % |
| 3 years | +79.7 % |
| 5 years | +73.1 % |
Risk
| 1-year volatility | 24.4 % |
| Beta | 1.03 |
| 5-year max drawdown | -41.0 % |
| Sharpe 1A | 0.16 |
Macroeconomic context
Benefits from high rates and a positive curve (net interest margin). Sensitive to credit quality and the cycle: loan-loss provisions rise in recessions. As a US company, its valuation depends on the Fed, 10-year Treasury yields and the US earnings cycle.
How the score is calculated
The score combines profitability (ROE, ROA, net margin), growth (revenue and earnings), valuation (P/E, EV/EBITDA, free cash flow), financial strength (debt and liquidity; not applied to banks and insurers) and momentum (6 and 12-month returns and trend). It is an educational quantitative filter, not a buy or sell recommendation.