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Prudential Financial, Inc. PRU

Financial Services · Insurance - Life · United States · S&P 500

66
Profitability
23
Growth
64
Valuation
90
Financial strength
—
Momentum
87

Based on the available data, Prudential Financial, Inc. gets an algorithmic score of 66/100. It trades at 115.06 $, with a bullish technical trend (RSI 38.6) and 22.5% annual volatility.

Updated: 2026-09-30

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Strengths

  • Attractive free-cash-flow yield (15.8%).
  • Low valuation (P/E 7.7).
  • Meaningful dividend (4.87%).

Weaknesses

  • —

Fundamentals

P/E10.43
Forward P/E7.74
PEG0.68
P/B1.26
EV/EBITDA11.57
P/S0.61
ROE %12.01
ROA %0.43
Gross margin %29.02
Operating margin %7.52
Net margin %6.01
Revenue growth % (y/y)14.10
Earnings growth % (y/y)89.20
Revenue CAGR %2.28
Debt/Equity %163.89
Current ratio0.78
FCF yield %15.80
Dividend yield %4.87
Payout %49.86

Returns

1 month-4.0 %
3 months+7.8 %
6 months+24.9 %
YTD+5.0 %
1 year+16.0 %
3 years+38.2 %
5 years+50.0 %

Risk

1-year volatility22.5 %
Beta0.94
5-year max drawdown-33.1 %
Sharpe 1A0.60

Macroeconomic context

Benefits from high rates and a positive curve (net interest margin). Sensitive to credit quality and the cycle: loan-loss provisions rise in recessions. As a US company, its valuation depends on the Fed, 10-year Treasury yields and the US earnings cycle.

How the score is calculated

The score combines profitability (ROE, ROA, net margin), growth (revenue and earnings), valuation (P/E, EV/EBITDA, free cash flow), financial strength (debt and liquidity; not applied to banks and insurers) and momentum (6 and 12-month returns and trend). It is an educational quantitative filter, not a buy or sell recommendation.

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