The PNC Financial Services Group, Inc. PNC
Financial Services · Banks - Regional · United States · S&P 500
Based on the available data, The PNC Financial Services Group, Inc. gets an algorithmic score of 67/100. It trades at 221.65 $, with a sideways/transition technical trend (RSI 27.0) and 22.0% annual volatility.
Updated: 2026-09-30
Open in the interactive tool →
Strengths
- High net margin (31.4%): pricing power / competitive advantage.
- Low valuation (P/E 10.3).
- Meaningful dividend (3.61%).
Weaknesses
- —
Fundamentals
| P/E | 12.21 |
| Forward P/E | 10.34 |
| PEG | 1.57 |
| P/B | 1.52 |
| P/S | 3.64 |
| ROE % | 12.62 |
| ROA % | 1.31 |
| Gross margin % | 0.00 |
| Operating margin % | 38.69 |
| Net margin % | 31.37 |
| Revenue growth % (y/y) | 23.60 |
| Earnings growth % (y/y) | 24.90 |
| Revenue CAGR % | 3.01 |
| Earnings CAGR % | 4.71 |
| FCF yield % | 4.96 |
| Dividend yield % | 3.61 |
| Payout % | 37.44 |
Returns
| 1 month | -8.5 % |
| 3 months | -9.3 % |
| 6 months | +11.6 % |
| YTD | +7.3 % |
| 1 year | +12.6 % |
| 3 years | +104.9 % |
| 5 years | +44.8 % |
Risk
| 1-year volatility | 22.0 % |
| Beta | 0.88 |
| 5-year max drawdown | -48.0 % |
| Sharpe 1A | 0.47 |
Macroeconomic context
Benefits from high rates and a positive curve (net interest margin). Sensitive to credit quality and the cycle: loan-loss provisions rise in recessions. As a US company, its valuation depends on the Fed, 10-year Treasury yields and the US earnings cycle.
How the score is calculated
The score combines profitability (ROE, ROA, net margin), growth (revenue and earnings), valuation (P/E, EV/EBITDA, free cash flow), financial strength (debt and liquidity; not applied to banks and insurers) and momentum (6 and 12-month returns and trend). It is an educational quantitative filter, not a buy or sell recommendation.