Principal Financial Group, Inc. PFG
Financial Services · Asset Management · United States · S&P 500
Based on the available data, Principal Financial Group, Inc. gets an algorithmic score of 62/100. It trades at 113.97 $, with a bullish technical trend (RSI 49.1) and 22.8% annual volatility.
Updated: 2026-09-30
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Strengths
- Attractive free-cash-flow yield (18.2%).
- Low valuation (P/E 10.9).
Weaknesses
- Shrinking revenue (-3.8% per year).
Fundamentals
| P/E | 16.33 |
| Forward P/E | 10.94 |
| PEG | 1.06 |
| P/B | 2.01 |
| EV/EBITDA | 10.84 |
| P/S | 1.55 |
| ROE % | 12.95 |
| ROA % | 0.35 |
| Gross margin % | 47.34 |
| Operating margin % | 12.34 |
| Net margin % | 9.93 |
| Revenue growth % (y/y) | 6.40 |
| Earnings growth % (y/y) | 2.80 |
| Revenue CAGR % | -3.77 |
| Earnings CAGR % | -37.08 |
| Debt/Equity % | 35.31 |
| Current ratio | 1.59 |
| FCF yield % | 18.19 |
| Dividend yield % | 2.95 |
| Payout % | 45.44 |
Returns
| 1 month | +3.1 % |
| 3 months | +6.5 % |
| 6 months | +31.2 % |
| YTD | +30.6 % |
| 1 year | +42.7 % |
| 3 years | +70.1 % |
| 5 years | +120.4 % |
Risk
| 1-year volatility | 22.8 % |
| Beta | 0.93 |
| 5-year max drawdown | -29.3 % |
| Sharpe 1A | 1.50 |
Macroeconomic context
Benefits from high rates and a positive curve (net interest margin). Sensitive to credit quality and the cycle: loan-loss provisions rise in recessions. As a US company, its valuation depends on the Fed, 10-year Treasury yields and the US earnings cycle.
How the score is calculated
The score combines profitability (ROE, ROA, net margin), growth (revenue and earnings), valuation (P/E, EV/EBITDA, free cash flow), financial strength (debt and liquidity; not applied to banks and insurers) and momentum (6 and 12-month returns and trend). It is an educational quantitative filter, not a buy or sell recommendation.