Jack Henry & Associates, Inc. JKHY
Technology · Information Technology Services · United States · S&P 500
Based on the available data, Jack Henry & Associates, Inc. gets an algorithmic score of 52/100. It trades at 146.22 $, with a bearish technical trend (RSI 34.4) and 29.1% annual volatility.
Updated: 2026-09-30
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Strengths
- High ROE (24.0%): generates strong profit on equity.
- Low-debt balance sheet.
- Low beta (0.30): defensive profile.
Weaknesses
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Fundamentals
| P/E | 20.98 |
| Forward P/E | 18.58 |
| PEG | 1.81 |
| P/B | 4.99 |
| EV/EBITDA | 14.69 |
| P/S | 4.03 |
| ROE % | 24.04 |
| ROA % | 12.99 |
| Gross margin % | 43.90 |
| Operating margin % | 22.50 |
| Net margin % | 19.76 |
| Revenue growth % (y/y) | 4.70 |
| Earnings growth % (y/y) | -10.40 |
| Revenue CAGR % | 6.99 |
| Earnings CAGR % | 11.10 |
| Debt/Equity % | 3.79 |
| Current ratio | 1.17 |
| FCF yield % | 4.94 |
| Dividend yield % | 1.67 |
| Payout % | 34.10 |
Returns
| 1 month | -13.5 % |
| 3 months | +6.5 % |
| 6 months | -5.8 % |
| YTD | -17.1 % |
| 1 year | -0.6 % |
| 3 years | +3.0 % |
| 5 years | -7.0 % |
Risk
| 1-year volatility | 29.1 % |
| Beta | 0.30 |
| 5-year max drawdown | -38.4 % |
| Sharpe 1A | -0.01 |
Macroeconomic context
Highly sensitive to interest rates (valued on future cash flows): rate cuts and falling bond yields help it. It depends on the corporate investment cycle (AI/cloud capex), the semiconductor supply chain (Taiwan/China) and the dollar (foreign revenue). As a US company, its valuation depends on the Fed, 10-year Treasury yields and the US earnings cycle.
How the score is calculated
The score combines profitability (ROE, ROA, net margin), growth (revenue and earnings), valuation (P/E, EV/EBITDA, free cash flow), financial strength (debt and liquidity; not applied to banks and insurers) and momentum (6 and 12-month returns and trend). It is an educational quantitative filter, not a buy or sell recommendation.