The Hartford Insurance Group, Inc. HIG
Financial Services · Insurance - Diversified · United States · S&P 500
Based on the available data, The Hartford Insurance Group, Inc. gets an algorithmic score of 64/100. It trades at 125.85 $, with a sideways/transition technical trend (RSI 30.3) and 19.6% annual volatility.
Updated: 2026-09-30
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Strengths
- High ROE (22.1%): generates strong profit on equity.
- Attractive free-cash-flow yield (16.9%).
- Low valuation (P/E 9.2).
- Low beta (0.40): defensive profile.
Weaknesses
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Fundamentals
| P/E | 8.69 |
| Forward P/E | 9.20 |
| PEG | 0.12 |
| P/B | 1.77 |
| EV/EBITDA | 6.23 |
| P/S | 1.16 |
| ROE % | 22.06 |
| ROA % | 3.85 |
| Gross margin % | 37.87 |
| Operating margin % | 17.61 |
| Net margin % | 14.89 |
| Revenue growth % (y/y) | 8.10 |
| Earnings growth % (y/y) | 36.10 |
| Revenue CAGR % | 8.70 |
| Earnings CAGR % | 28.24 |
| Debt/Equity % | 22.33 |
| Current ratio | 1.77 |
| FCF yield % | 16.88 |
| Dividend yield % | 1.91 |
| Payout % | 16.02 |
Returns
| 1 month | -8.8 % |
| 3 months | -4.6 % |
| 6 months | -5.5 % |
| YTD | -7.0 % |
| 1 year | -3.8 % |
| 3 years | +82.0 % |
| 5 years | +105.0 % |
Risk
| 1-year volatility | 19.6 % |
| Beta | 0.40 |
| 5-year max drawdown | -18.6 % |
| Sharpe 1A | -0.30 |
Macroeconomic context
Benefits from high rates and a positive curve (net interest margin). Sensitive to credit quality and the cycle: loan-loss provisions rise in recessions. As a US company, its valuation depends on the Fed, 10-year Treasury yields and the US earnings cycle.
How the score is calculated
The score combines profitability (ROE, ROA, net margin), growth (revenue and earnings), valuation (P/E, EV/EBITDA, free cash flow), financial strength (debt and liquidity; not applied to banks and insurers) and momentum (6 and 12-month returns and trend). It is an educational quantitative filter, not a buy or sell recommendation.