Globe Life Inc. GL
Financial Services · Insurance - Life · United States · S&P 500
Based on the available data, Globe Life Inc. gets an algorithmic score of 74/100. It trades at 166.08 $, with a bullish technical trend (RSI 33.0) and 20.0% annual volatility.
Updated: 2026-09-30
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Strengths
- High ROE (20.9%): generates strong profit on equity.
- Attractive free-cash-flow yield (9.8%).
- Low valuation (P/E 10.1).
- Low beta (0.55): defensive profile.
- Meaningful dividend (79.00%).
Weaknesses
- —
Fundamentals
| P/E | 11.05 |
| Forward P/E | 10.05 |
| PEG | 1.30 |
| P/B | 2.08 |
| EV/EBITDA | 9.37 |
| P/S | 2.06 |
| ROE % | 20.94 |
| ROA % | 3.36 |
| Gross margin % | 33.91 |
| Operating margin % | 24.64 |
| Net margin % | 19.58 |
| Revenue growth % (y/y) | 8.00 |
| Earnings growth % (y/y) | 19.70 |
| Revenue CAGR % | 4.67 |
| Earnings CAGR % | 9.09 |
| Debt/Equity % | 55.67 |
| Current ratio | 0.80 |
| FCF yield % | 9.82 |
| Dividend yield % | 79.00 |
| Payout % | 7.98 |
Returns
| 1 month | -3.9 % |
| 3 months | -6.9 % |
| 6 months | +22.2 % |
| YTD | +20.7 % |
| 1 year | +15.8 % |
| 3 years | +54.6 % |
| 5 years | +100.1 % |
Risk
| 1-year volatility | 20.0 % |
| Beta | 0.55 |
| 5-year max drawdown | -61.6 % |
| Sharpe 1A | 0.63 |
Macroeconomic context
Benefits from high rates and a positive curve (net interest margin). Sensitive to credit quality and the cycle: loan-loss provisions rise in recessions. As a US company, its valuation depends on the Fed, 10-year Treasury yields and the US earnings cycle.
How the score is calculated
The score combines profitability (ROE, ROA, net margin), growth (revenue and earnings), valuation (P/E, EV/EBITDA, free cash flow), financial strength (debt and liquidity; not applied to banks and insurers) and momentum (6 and 12-month returns and trend). It is an educational quantitative filter, not a buy or sell recommendation.