Erie Indemnity Company ERIE
Financial Services · Insurance Brokers · United States · S&P 500
Based on the available data, Erie Indemnity Company gets an algorithmic score of 51/100. It trades at 222.43 $, with a bearish technical trend (RSI 33.5) and 37.5% annual volatility.
Updated: 2026-09-30
Open in the interactive tool →
Strengths
- High ROE (24.8%): generates strong profit on equity.
- Sustained revenue growth (13.3% compound annual).
- Low beta (0.28): defensive profile.
Weaknesses
- —
Fundamentals
| P/E | 20.15 |
| Forward P/E | 15.88 |
| PEG | 2.67 |
| P/B | 4.71 |
| EV/EBITDA | 13.64 |
| P/S | 2.82 |
| ROE % | 24.81 |
| ROA % | 14.15 |
| Gross margin % | 17.90 |
| Operating margin % | 19.10 |
| Net margin % | 14.01 |
| Revenue growth % (y/y) | 2.80 |
| Earnings growth % (y/y) | 3.20 |
| Revenue CAGR % | 13.32 |
| Earnings CAGR % | 23.28 |
| Debt/Equity % | 2.56 |
| Current ratio | 1.25 |
| FCF yield % | 4.91 |
| Dividend yield % | 2.63 |
| Payout % | 64.59 |
Returns
| 1 month | -14.6 % |
| 3 months | -6.7 % |
| 6 months | -9.3 % |
| YTD | -18.6 % |
| 1 year | -28.1 % |
| 3 years | -19.5 % |
| 5 years | +33.4 % |
Risk
| 1-year volatility | 37.5 % |
| Beta | 0.28 |
| 5-year max drawdown | -60.9 % |
| Sharpe 1A | -0.80 |
Macroeconomic context
Benefits from high rates and a positive curve (net interest margin). Sensitive to credit quality and the cycle: loan-loss provisions rise in recessions. As a US company, its valuation depends on the Fed, 10-year Treasury yields and the US earnings cycle.
How the score is calculated
The score combines profitability (ROE, ROA, net margin), growth (revenue and earnings), valuation (P/E, EV/EBITDA, free cash flow), financial strength (debt and liquidity; not applied to banks and insurers) and momentum (6 and 12-month returns and trend). It is an educational quantitative filter, not a buy or sell recommendation.