Bank of America Corporation BAC
Financial Services · Banks - Diversified · United States · S&P 500
Based on the available data, Bank of America Corporation gets an algorithmic score of 65/100. It trades at 54.96 $, with a sideways/transition technical trend (RSI 25.5) and 22.2% annual volatility.
Updated: 2026-09-30
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Strengths
- High net margin (29.5%): pricing power / competitive advantage.
- Low valuation (P/E 10.4).
Weaknesses
- —
Fundamentals
| P/E | 12.69 |
| Forward P/E | 10.41 |
| PEG | 0.85 |
| P/B | 1.40 |
| P/S | 3.37 |
| ROE % | 11.20 |
| ROA % | 0.97 |
| Gross margin % | 0.00 |
| Operating margin % | 38.30 |
| Net margin % | 29.52 |
| Revenue growth % (y/y) | 16.80 |
| Earnings growth % (y/y) | 34.10 |
| Revenue CAGR % | 6.00 |
| Earnings CAGR % | 3.49 |
| FCF yield % | 3.28 |
| Dividend yield % | 2.33 |
| Payout % | 25.87 |
Returns
| 1 month | -11.4 % |
| 3 months | -3.0 % |
| 6 months | +17.6 % |
| YTD | -0.2 % |
| 1 year | +7.5 % |
| 3 years | +113.7 % |
| 5 years | +58.8 % |
Risk
| 1-year volatility | 22.2 % |
| Beta | 0.93 |
| 5-year max drawdown | -46.6 % |
| Sharpe 1A | 0.26 |
Macroeconomic context
Benefits from high rates and a positive curve (net interest margin). Sensitive to credit quality and the cycle: loan-loss provisions rise in recessions. As a US company, its valuation depends on the Fed, 10-year Treasury yields and the US earnings cycle.
How the score is calculated
The score combines profitability (ROE, ROA, net margin), growth (revenue and earnings), valuation (P/E, EV/EBITDA, free cash flow), financial strength (debt and liquidity; not applied to banks and insurers) and momentum (6 and 12-month returns and trend). It is an educational quantitative filter, not a buy or sell recommendation.