Assurant, Inc. AIZ
Financial Services · Insurance - Property & Casualty · United States · S&P 500
Based on the available data, Assurant, Inc. gets an algorithmic score of 74/100. It trades at 263.65 $, with a bullish technical trend (RSI 32.0) and 22.3% annual volatility.
Updated: 2026-09-30
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Strengths
- Attractive free-cash-flow yield (12.3%).
- Low valuation (P/E 11.3).
- Low beta (0.55): defensive profile.
Weaknesses
- —
Fundamentals
| P/E | 12.63 |
| Forward P/E | 11.25 |
| PEG | 2.16 |
| P/B | 2.14 |
| EV/EBITDA | 7.59 |
| P/S | 0.97 |
| ROE % | 18.34 |
| ROA % | 2.56 |
| Gross margin % | 13.27 |
| Operating margin % | 11.73 |
| Net margin % | 7.90 |
| Revenue growth % (y/y) | 9.40 |
| Earnings growth % (y/y) | 30.50 |
| Revenue CAGR % | 7.93 |
| Earnings CAGR % | 46.67 |
| Debt/Equity % | 36.21 |
| Current ratio | 0.38 |
| FCF yield % | 12.29 |
| Dividend yield % | 1.34 |
| Payout % | 16.47 |
Returns
| 1 month | -7.4 % |
| 3 months | -1.5 % |
| 6 months | +22.8 % |
| YTD | +12.1 % |
| 1 year | +24.1 % |
| 3 years | +90.3 % |
| 5 years | +80.5 % |
Risk
| 1-year volatility | 22.3 % |
| Beta | 0.55 |
| 5-year max drawdown | -44.6 % |
| Sharpe 1A | 0.90 |
Macroeconomic context
Benefits from high rates and a positive curve (net interest margin). Sensitive to credit quality and the cycle: loan-loss provisions rise in recessions. As a US company, its valuation depends on the Fed, 10-year Treasury yields and the US earnings cycle.
How the score is calculated
The score combines profitability (ROE, ROA, net margin), growth (revenue and earnings), valuation (P/E, EV/EBITDA, free cash flow), financial strength (debt and liquidity; not applied to banks and insurers) and momentum (6 and 12-month returns and trend). It is an educational quantitative filter, not a buy or sell recommendation.